Applying for an Oze Loan

Click on the loan application banner at the home page to apply for an Oze loan or click on the hamburger menu and click on Loans to begin the application process.

Step 1: Click on the loan button to start the application process

Click on the “Apply for Loan” button on the home page

Step 2:  Provide your Personal Information

Your full name, email address, and phone number will be already displayed in the form, hence you will be required to provide your date of birth, phone number, gender, and educational status, and provide a little information on your housing status and items you possess. You will further be required to confirm whether the WhatsApp you use is for personal or business activities. The final requirement would be for you to provide information on your family network and your next of kin. Click on business information to proceed. 

Step 3: Provide Business Information

Your Business Name is already displayed at this point, hence you would need to provide your business description, business address, and location, the year you started your business, the number of employees you have, business registration details, tax identification number, confirm business associations you are affiliated with, provide the most recent date you were bankrupt. Click on Financial Information to continue.

Step 4: Provide Financial Information

Provide the bank and mobile money balance, and the annual income of any other consistent source of income if there is any. Click on loan information to continue.

Step 5: Provide Loan Information:

Under loan information, the amount of money needed should be indicated. The interest rate and the loan repayment rate will be indicated as soon as you type in the amount needed as loan and then select the reason for taking the loan. Click on Submit Application to complete the process.


Congrats your loan application has been successfully received, and our lending team will contact you for the next steps. Thank you.